Owdyn's auto-categorisation occasionally assigns the wrong category to new transactions, especially for merchants offering multiple services under the same name. For example, a Costco transaction at the food court should be categorised as "Dining Out," while a Costco grocery purchase should be "Groceries", but the system currently can't distinguish between these cases. Since there's no review step before categorisation is finalised, incorrect categories can silently skew budgets, analytics, and insights until manually spotted and corrected.

When a new transaction is imported, flag it for user confirmation instead of applying the category silently. Show a prompt/banner (e.g. on the Home or Transactions page, or on the top of the window where you display greetings) listing number of newly imported transactions awaiting confirmation. Let the user quickly confirm the suggested category with one tap, or change it if incorrect, and optionally turn that correction into a rule going forward.