In the Forecast section, the "The next stretch, in short" widget projects an exaggerated amount of money going out. This appears to happen because Owdyn is counting transfers between accounts (e.g. moving money from checking to savings) as outgoing spend, when transfers aren't actual expenses, they're just money moving within the same net worth.

Excluding transactions marked as "Transfer" from forecast calculations will give a more realistic and accurate projection of actual money going out, rather than inflating it with internal account movements.

Transfers should not be part of spending at all.